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Welcome to Amber Reed Insurance Services

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

Life Insurance

A life insurance is beneficiary especially for the people who are the sole bread earners of their house or the ones with many dependants on them. In case of any mishap, if their family were to lose them due to a death, their family would be forced to suffer financial sufferings...more

Health Insurance

Medical care these days costs much higher than what it was ten years back. Health care insurance is necessary for every individual to assure a passable level of medical care required to lead a healthy life. With the old aged people, a health insurance can get them reassured about paying their medical bills in case of emergencies...more

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